Savings · Deposits · T-bills

Where is your cash actually earning the most?

YieldMeister tracks savings, term-deposit, T-bill and money-market rates across Europe — affiliate-free, with rate history and a clean developer API.

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The board

Top rates right now

Updated 2026-10-09 · every rate re-checked daily and ranked by the rate, not by who pays us.

live fetched from source & verified recently · stale couldn't re-verify in the last few days, treat with caution (a rate we can't re-verify for 30 days is taken off the board) · sample illustrative placeholder only

Provider / product	Type	Term	Market	Rate (p.a.)	Source
Agence France Trésor BTF 3-month	Government T-bill	3m	🇫🇷 FR	4.93%	live
Cherry Bank Conto Deposito (top advertised rate)	Term deposit	varies	🇮🇹 IT	4.00%	live
Banca Ifis Rendimax Conto Deposito 12 mesi	Term deposit	1y	🇮🇹 IT	4.00%	live
SWK Bank Festgeld (top advertised rate)	Term deposit	varies	🇩🇪 DE	3.55%	live
Bigbank Festgeld (top advertised rate)	Term deposit	varies	🇩🇪 DE	3.50%	live
Openbank Depósito Plazo Fijo 12m	Term deposit	1y	🇪🇸 ES	3.25%	live
Klarna Festgeld+ (top rate)	Term deposit	varies	🇪🇺 EU	3.24%	live
CA Auto Bank 12-month Festgeld	Term deposit	1y	🇩🇪 DE	3.15%	live

For developers

One clean rates API

GET https://yieldmeister.com/api/v1/rates?market=NL&kind=savings

{
  "updated": "2026-06-15T06:00:00Z",
  "count": 6,
  "rates": [
    { "provider": "bunq", "product": "Easy Savings",
      "kind": "savings", "market": "NL", "rate": 1.56,
      "source": "scrape:fetch", "captured_at": "2026-06-15" }
  ]
}

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